Joseph M. Murphy, Jr. co-founded ValueXpress LLC in 1995 and has been part of the management team that has guided the company for over 30 years. Mr. Murphy has an extensive background in banking and finance and is currently serving on the Board of Directors of OceanFirst Bank, a New Jersey based community bank with over $11 billion in assets.

Prior to OceanFirst, he served on the Board of Directors of Country Bank Holding Company from 2003 until the bank was acquired by OceanFirst in 2020. At Country Bank, Mr. Murphy held various leadership positions, as Executive Vice President in 1997, President in 2008 and President/CEO since 2012.

Louis Tallarini co-founded ValueXpress LLC in 1995 and has been part of the management team since its inception. He has held various executive positions in several ‘Value’ branded real estate companies based in New York since 1992. Mr. Tallarini has an extensive background in accounting and real estate management.

He started his career at the CPA firm Harris, Kerr, Forster in New York City.  He has experience in the audit and management of large real estate projects including multifamily, industrial, office, retail, parking garages, hospitality and healthcare.

Michael Sneden is Executive Vice President of ValueXpress.  For over 25 years, Mr. Sneden has been responsible for the origination and underwriting of loans primarily for the CMBS conduit market.  Mr. Sneden has originated in excess of $2.5 billion in commercial loans in over 500 transactions nationwide.  Mr. Sneden has closed fixed- and floating-rate loans secured by every income-producing asset type including multifamily (traditional, manufactured housing communities, student, underlying co-operative), retail (mall, community center, big-box, unanchored, single-tenant), office (urban, suburban, office suite, single tenant, office/warehouse), industrial (single tenant, multitenant, warehouse, light manufacturing), hotels (franchised full-service, franchised limited service, unfranchised) and self-storage.  Through this broad exposure, Mr. Sneden has experienced and solved every possible issue that can arise underwriting and closing commercial loans and brings those solutions to his clients.

Reginald V. Armstrong, CREF Senior Correspondent of Valuexpress LLC, is recognized for his deep expertise in deal origination, negotiation, and transaction execution. Backed by the firm’s trusted brand and national platform, Mr. Armstrong is positioned to deliver sophisticated CRE financing solutions for complex transactions across the United States— continuing our firm’s 30+ year-long track record of high-touch service and results-driven execution.

Following honorable service in the U.S. Navy beginning in 1981, Mr. Armstrong excelled in automotive sales and management, serving as Sales Manager, F&I Manager, and luxury brand presenter at the NYC Jacob Javits Auto Show. He transitioned to Wall Street in the mid-1990s as a Series 7/63 licensed broker, specializing in equities and private placements. By 2000, he entered real estate finance, brokering transactions nationwide with a focus on the Northeast and Eastern Seaboard.

Gary Unkel has been a member of the loan originations team at ValueXpress since 1999.  Since joining ValueXpress, Mr. Unkel has been responsible for the origination and underwriting of loans primarily for the CMBS conduit market.  Mr. Unkel has closed fixed- and floating-rate loans secured by every income-producing asset type including multifamily (traditional, manufactured housing communities, student, underlying co-operative), retail (mall, community center, big-box, unanchored, single-tenant), office (urban, suburban, office suite, single tenant, office/warehouse), industrial (single tenant, multitenant, warehouse, light manufacturing), hotels (franchised full-service, franchised limited service, unfranchised) and self-storage.

Mr. Unkel has also closed SBA 504, 7(a) and conventional commercial loans for Country Bank (a ValueXpress affiliate) and other community banks.

Mr. Unkel has an extensive accounting background and also serves as the CFO for ValueXpress.  Mr. Unkel is expert in all accounting software utilized by owners of commercial real estate including QuickBooks and Peachtree.  These skills allow Mr. Unkel to quickly understand accounting issues, solve them and accurately model cash flows for income-producing properties resulting in quick closings for his clients.  Mr. Unkel attended Saint Peter’s University where he earned a Bachelor of Science in Accounting.

Deb Oprean is a member of the loan origination team at ValueXpress.   Ms. Oprean has been working in the financial service industry for over 30 years.  Ms. Oprean has closed fixed- and floating-rate loans secured by all income-producing asset types with a particular focus on Self-Storage loans. Prior to joining ValueXpress, Ms. Oprean held

upper-level bank management positions at HSBC Bank and Bank of America.  Ms. Oprean has been involved with the American Bankers Association and provides consulting services to commercial real estate owners in the areas of marketing and finance.  Ms. Oprean earned a Bachelor’s degree from Niagara University.

Brian Murphy has been with ValueXpress since 2021.  He supports the underwriting team in analyzing multifamily, hotel, office, industrial, and mixed-use first mortgage requests.  He works with borrowers to provide historical financial data and other information to support underwriting in the CMBS, bank, and private lender platforms.  

Brian also supports the weekly ValueXpress Newsletter updating and posting rates and ValueXpress news weekly.  He processes this weekly email news blast to over 10,000 ValueXpress customers.

Brian received his Bachelor of Arts in Economics at Syracuse University in 2021.